Combine the benefits of a custom home build with the unmatched advantages of 100% government-backed VA financing. Osvaldo Wally Olivares at Barrett Financial Group, LLC helps active-duty service members, veterans, and military families in Yuma and across Arizona navigate the specialized VA Construction Loan process. Build your custom primary residence with zero down payment, no monthly private mortgage insurance (PMI), and a single-close loan structure that simplifies your entire build.
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Traditional custom home construction usually requires two separate loans: a short-term construction loan followed by a permanent mortgage, double the closing costs, and a substantial cash down payment. A VA Single-Close Construction Loan streamlines everything into one seamless process. It covers the lot purchase, builder costs, and permanent mortgage all in one package—requiring 0% down for eligible military buyers and just one set of closing costs. Osvaldo Wally Olivares works directly with you and your registered builder to set up a compliant construction timeline and smooth draw schedule.
Building a home takes time, but your financial peace of mind shouldn’t be at risk during the build phase. With a VA Construction Loan, you lock in your long-term interest rate before groundbreaking, protecting your investment against market fluctuations. Plus, because it’s backed by the VA, you avoid monthly private mortgage insurance (PMI) entirely—saving you hundreds of dollars every month once you move into your brand-new custom home. Osvaldo Wally Olivares guides you through builder approval, property appraisal guidelines, and Certificate of Eligibility (COE) verification so you can build with total confidence.
Barrett Financial Group, LLC, under the leadership of Osvaldo Wally Olivares, specializes in VA loan programs designed for veterans and military families. We focus on providing customized financing solutions across Arizona.
At Barrett Financial Group, LLC, we understand the nuances of military home loans. By partnering with Osvaldo Wally Olivares, you can delve into your home financing goals and eligibility, receiving tailored guidance on the best VA loan options available. Our dedicated team is here to ensure a smooth mortgage experience, empowering you to make informed choices.
Licensing Details: NMLS #1837060 | Company NMLS #181106
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Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.
Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.
After you’ve applied, I’ll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.